Living in Oak Bay offers coastal parks, walkable village life, and a strong sense of heritage with tree lined avenues and character homes. Families and retirees enjoy Willows Beach, marinas, and galleries along Oak Bay Avenue, while quick links connect you to the rest of Greater Victoria. Housing ranges from classic character houses and oceanfront estates to townhomes and condos near shops and services. Drawing on more than 30 years on Vancouver Island, I show how heritage character, walkability, and coastal access shape demand and long term value in Oak Bay’s distinct neighbourhoods.